Headline Inflation

Flexible inflation targeting, a good balance

Newspaper: The Hindu (Editorial), Page: 8

Subject: GS-3 (Economy – Monetary Policy, FIT, Phillips Curve, FRBM)

Headline inflation refers to the total inflation rate in an economy, measured by the overall change in the Consumer Price Index (CPI). It includes all categories of goods and services that households typically consume—food, fuel, housing, clothing, transportation, health, education, etc.

Because it includes food and fuel, whose prices fluctuate frequently due to weather events, geopolitical tensions, supply chain disruptions, and global oil price movements, headline inflation can be highly volatile.

Why it matters

  • Reflects the actual cost-of-living for consumers.
  • Important for understanding short-term inflation shocks.
  • Influences public perception and political narratives around inflation.
  • Essential for government’s welfare and price-stabilisation interventions.

Core Inflation

Core inflation is the measure of inflation that excludes highly volatile items, mainly food and fuel.
It focuses on the underlying, persistent inflationary trend in the economy. By removing components that fluctuate sharply month-to-month, core inflation offers a clearer view of long-term price pressures.

Typical categories included are:
housing, health, education, transportation services (excluding fuel), personal care, recreation, household goods, and clothing.

Why it matters

  • Helps identify demand-driven inflation rather than temporary supply shocks.
  • Provides a stable indicator for the RBI’s monetary policy decisions.
  • Useful for analysing structural inflation—wages, rents, service sector prices, manufacturing costs.

Helps policymakers distinguish between temporary volatility and deep-rooted inflation pressures.

About the UPSC Civil Services Examination (UPSC CSE)

The UPSC Civil Services Examination (CSE) is one of the most competitive and esteemed examinations in India, conducted by the Union Public Service Commission to recruit officers for services such as the Indian Administrative Service (IAS), Indian Police Service (IPS), Indian Foreign Service (IFS), and others. The exam comprises three stages — Prelims, Mains, and the Personality Test (Interview) — designed to test a candidate’s knowledge, aptitude, decision-making, and leadership skills.


How to Prepare Effectively for UPSC CSE

Cracking the UPSC CSE requires a deep understanding of the syllabus, consistent revision, structured answer writing, and smart test-taking strategies. The Prelims test analytical and conceptual clarity, the Mains focuses on critical thinking, articulation, and subject mastery, while the Interview assesses presence of mind, ethical judgment, and personality traits relevant to public service.

At Understand UPSC, we empower aspirants with a personalized and focused approach to each stage of the exam.


Why Choose Understand UPSC?

Understand UPSC is a mentorship-driven platform offering a clear, clutter-free strategy to tackle the Civil Services Examination. Our programs like Transform (for beginners and intermediate learners) and Conquer (for advanced mains preparation) provide structured study plans, syllabus-wise video content, interactive live sessions, and answer writing support.

We emphasize:

  • Concept clarity through topic-wise lectures

  • Test series designed around real UPSC standards

  • Personalized mentorship in small groups

  • Regular performance tracking and peer benchmarking

  • Doubt-clearing sessions, current affairs analysis, and monthly magazines


Join the Understand UPSC Learning Community

Our mission is to make UPSC preparation less overwhelming and more strategic. We combine mentorship, discipline, and academic rigor to help you clear CSE with confidence. Whether you’re preparing from Delhi, Mumbai, Bangalore, or a remote village — our online-first model ensures quality guidance reaches every corner of India.

Join the thousands of aspirants who trust Understand UPSC to guide their journey toward becoming civil servants.

Stay connected with us through our Telegram, YouTube, and Instagram channels for daily tips, strategies, and updates.

Copyright © 2025 USARAMBHA EDUCATION (UnderStand UPSC). All Rights Reserved.

Join the Success Journey!