Ethical Issues in Governance: Odisha Case of Banking Access and Administrative Failure for UPSC

Context: Ethical Issues in Governance

In Odisha, a tribal man (Jitu Munda) was denied access to his deceased sister’s bank savings due to absence of a death certificate and legal heir certificate. In desperation, he brought her skeletal remains to the bank. Only after public attention did authorities intervene, enabling release of ₹19,402 and providing additional relief.

Ethical Analysis

1. Failure of Empathy & Compassion

  • Public officials followed rules mechanically, ignoring human suffering
  • Violates principle of compassionate governance and human dignity

2. Lack of Equity & Social Justice

  • A vulnerable tribal citizen could not access basic services
  • Reflects exclusion of marginalised groups
  • Violates equity in public service delivery

3. Procedural Justice vs Substantive Justice

  • Focus remained on procedural compliance (documents)
  • Ignored substantive justice (rightful claim to savings)
  • Ethical governance demands balancing both

4. Failure of Accountability & Responsiveness

  • Action taken only after media/public pressure
  • Indicates weak responsiveness and delayed accountability

5. Information Asymmetry & Lack of Awareness

  • Citizen unaware of procedures
  • State failed in duty of care, awareness creation, and citizen facilitation

6. Last-mile Governance Failure

  • Breakdown in delivery at grassroots level
  • Shows gap between policy intent and implementation
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