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UnderStand UPSC Daily Current Affairs Practice
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26 September 2026 • UPSC CSE

Read the news. Test the concept. Write the Mains answer.

This interactive edition converts each current-affairs item into one Prelims-level MCQ, one Mains-level question, and a compact value-addition section for revision.

+2 correct −0.66 incorrect Explanation after attempt Image/PDF answer upload
NEWS 1 GS2 • International Relations; GS3 • Security Source: The Tribune

Why It's Getting Harder to End Wars

Context: The Uppsala Conflict Data Program (UCDP) recorded 65 state-involved armed conflicts in 2025, including Russia-Ukraine, Gaza and Sudan; 13 reached the level of war, highlighting the growing difficulty of achieving durable peace.

Geopolitical Rivalry Prolongs Conflicts

Major-power & proxy dynamics
Ukraine is linked to the wider Russia-US/NATO strategic rivalry; external support lets weaker parties keep fighting rather than negotiate; West Asian conflicts multiply interests across Iran, Israel, the US and armed groups.
Institutional deadlock
Rival positions among UN Security Council permanent members can obstruct collective action; states may prefer weakening an adversary over accepting an early compromise.

Technology Makes Decisive Victory Difficult

New capabilities
Cheap drones (Ukraine) can damage high-value assets; deep-strike capability lets both sides hit far behind frontlines without territorial gains; non-state actors like the Houthis use low-cost missiles/drones against stronger militaries.
Attrition & deterrence
Prolonged access to weapons/manpower prevents quick victory; nuclear deterrence makes complete military defeat of a nuclear-armed opponent extremely risky.

Information Warfare Shrinks Space for Compromise

Narrative pressures
Competing victory narratives (Ukraine) make concessions politically harder; social-media polarisation (Gaza) rapidly intensifies public pressure; disinformation and AI-generated content blur genuine vs fabricated claims.
Political cost
Leaders fear compromise being portrayed as weakness or betrayal, further narrowing room for negotiation.

What Is Needed to End Wars?

Key requirements
Realistic, achievable political objectives; preserved negotiation space; addressing both sides' core security concerns; an acceptable, face-saving exit; using military pressure to create leverage for diplomacy, not as an end in itself.
Key Takeaway: The article's real insight is that ending wars has gotten structurally harder on three fronts at once — rival great powers block UN action, cheap drones and nuclear deterrence make decisive victory nearly impossible, and social media/AI-driven narratives make any compromise look like defeat.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. The Uppsala Conflict Data Program recorded 65 state-involved armed conflicts in 2025.
2. Nuclear deterrence is identified as a factor that makes complete military defeat of a nuclear-armed opponent less risky.
3. Non-state actors such as the Houthis have used low-cost missiles and drones to challenge stronger militaries.

Which of the statements given above is/are correct?

Explanation: Statements 1 and 3 are correct. Statement 2 is incorrect — nuclear deterrence makes complete military defeat MORE risky, not less.

UPSC Mains Question

10 Marks • 150 Words

Discuss the factors that are making it increasingly difficult to achieve durable peace and end wars in the contemporary international system.

Attempt before opening the value-addition tab.
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Use after attempting the Mains answer
  • Cite the UCDP's exact 2025 figures — 65 state-involved conflicts, 13 reaching the level of war — for quantitative precision.
  • Organise the answer around three distinct forces — geopolitical rivalry, technology, information warfare — rather than a single generic cause.
  • Name specific examples precisely — Ukraine (drones, victory narratives), Gaza (social-media polarisation), Houthis (low-cost asymmetric capability).
  • State the nuclear-deterrence point correctly: it constrains complete victory, making stalemates more likely, not decisive wins.
  • List the Way Forward requirements — realistic objectives, negotiation space, core interests, face-saving exit, diplomacy-after-force — individually.
NEWS 2 GS2 • India-France Relations; GS3 • Defence & Maritime Security Source: The Hindu

INS Trishul in France for the 24th Edition of Varuna

Context: INS Trishul has reached Toulon, France, for the 24th edition of Exercise Varuna, the annual bilateral naval exercise between India and France.

Exercise Varuna

Basics
Bilateral maritime exercise between the Indian Navy and French Navy; formally named Varuna in 2001; held annually.
Focus & activities
Focuses on interoperability, operational experience and exchange of best practices, through harbour interactions, cross-deck visits and sea-based naval drills.
Objective
Strengthen India-France maritime cooperation and support a free, open and rules-based maritime order.

India-France Defence Exercises: The Full Set

Army & Navy
Shakti — Indian Army + French Army (biennial); Varuna — Indian Navy + French Navy (annual).
Air Force & Space
Garuda — Indian Air Force + French Air and Space Force (biennial); AsterX — a French space-defence exercise, expanding cooperation into space security.
Key Takeaway: Varuna being annual while Shakti and Garuda are biennial reflects the maritime domain's priority in India-France ties — and AsterX's inclusion shows the relationship is now extending from ships and aircraft into space security as well.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. Exercise Varuna is the bilateral naval exercise between the Indian Navy and French Navy.
2. Exercise Shakti is conducted annually between the Indian Army and French Army.
3. AsterX is a French space-defence exercise reflecting expanding India-France cooperation into space security.

Which of the statements given above is/are correct?

Explanation: Statements 1 and 3 are correct. Statement 2 is incorrect — Exercise Shakti between the Indian and French Armies is held biennially, not annually.

UPSC Mains Question

10 Marks • 150 Words

Discuss the significance of India-France defence exercises for bilateral strategic cooperation and maritime security in the Indo-Pacific.

Attempt before opening the value-addition tab.
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Use after attempting the Mains answer
  • Name all four India-France exercises precisely with their exact services and frequency — Shakti (Army, biennial), Varuna (Navy, annual), Garuda (Air Force, biennial), AsterX (space).
  • Note Toulon as the specific French port where INS Trishul arrived, and that this is the 24th edition of Varuna.
  • State Varuna's precise focus areas — interoperability, operational experience, best-practice exchange — rather than 'joint exercise' generically.
  • Frame the objective explicitly around a 'free, open and rules-based maritime order' — standard Indo-Pacific policy language.
  • Highlight AsterX as evidence of the relationship expanding into a new domain (space security), a good forward-looking Mains point.
NEWS 3 GS2 • Polity / Electoral Reforms Source: The Hindu

The Murky World of Political Party Finance

Context: A recent investigation into Registered Unrecognised Political Parties (RUPPs) has raised concerns over opaque political funding; ADR reported a 223% rise in declared RUPP income in FY 2022-23, while the ECI has been examining inactive and non-compliant parties.

Why Political Party Funding Is a Concern

Legal & disclosure gaps
Political parties are not separately defined as legal entities in the Constitution, functioning as associations under Article 19; of 2,764 RUPPs, only 739 had submitted financial records for FY 2022-23.
Scale & cost
22 political parties had ₹18,742.31 crore at their disposal for the 2024 general election; political-donation exemptions cost the exchequer an estimated ₹11,813 crore over a decade.

The RUPP Problem

Registration vs recognition
A RUPP is registered with the ECI under Section 29A of the RP Act, 1951 but lacks recognised State/National party status; eligible parties get tax exemption via Sections 29B/13A (Income-tax Act, 1961).
Recent clean-up
ECI guidelines allow removal after six years of continuous non-contestation; in August 2025, ECI delisted 334 RUPPs for non-compliance, reducing the count from 2,854 to 2,520.

Electoral Bonds & Reforms Needed

SC ruling (2024)
The Supreme Court struck down the Electoral Bond Scheme, holding non-disclosure violative of the Right to Information under Article 19(1)(a), and also struck down unlimited corporate political contributions as arbitrary.
Reforms suggested
Financial audit (possible CAG-linked auditing); a centralised digital disclosure portal; expenditure limits; automatic RUPP-removal mechanisms; linking tax benefits to transparent reporting.
Key Takeaway: Only 739 of 2,764 RUPPs submitting financial records is the number that matters most here — striking down electoral bonds addressed one form of opacity, but it left this much larger, quieter gap in party-finance transparency completely untouched.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. A Registered Unrecognised Political Party (RUPP) automatically holds the status of a recognised State or National party.
2. The Supreme Court, in 2024, struck down the Electoral Bond Scheme as violative of the Right to Information under Article 19(1)(a).
3. RUPPs are registered under Section 29A of the Representation of the People Act, 1951.

Which of the statements given above is/are correct?

Explanation: Statements 2 and 3 are correct. Statement 1 is incorrect — registration as a RUPP does not confer recognised State or National party status.

UPSC Mains Question

10 Marks • 150 Words

Discuss the concerns surrounding transparency in political party finance in India, with reference to RUPPs and the Supreme Court's ruling on electoral bonds.

Attempt before opening the value-addition tab.
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Use after attempting the Mains answer
  • Use the precise figures — 223% rise in RUPP income, 739/2,764 filing records, ₹18,742.31 crore (22 parties, 2024), ₹11,813 crore tax cost.
  • Distinguish RUPP registration (Section 29A) from recognised-party status, and tax benefits (Sections 29B/13A) as a separate legal layer.
  • Cite the August 2025 delisting figures (334 delisted, 2,854→2,520) as evidence of ongoing ECI clean-up action.
  • Name the Electoral Bond Scheme judgment (2024) and its two key holdings — RTI violation, unlimited corporate funding struck down — precisely.
  • Frame the core argument: removing electoral bonds did not resolve RUPP/donation/expenditure opacity — a distinct, still-unresolved gap.
NEWS 4 GS3 • Agriculture / Water Resources / Environment Source: The Hindu

Water Wealth: Groundwater Exploitation in Punjab

Context: Punjab's groundwater extraction remains far above sustainable levels, driven largely by paddy-wheat cultivation, assured procurement and subsidised electricity; declining water tables are making groundwater access increasingly costly and unequal, particularly for small farmers.

Why Punjab's Groundwater Is Being Depleted

Cropping pattern & incentives
The rice-wheat cycle offers assured markets/returns, encouraging repeated water-intensive cultivation; free/subsidised electricity removes the economic incentive to conserve groundwater.
Structural factors
Intensive irrigation from high-yielding varieties and multiple cropping; poor crop diversification (alternatives lack comparable procurement/market support); limited surface water forces groundwater over-dependence.

Groundwater Crisis and Farmer Inequality

Widening inequality
Falling water tables require deeper wells and greater pumping capacity; wealthier farmers can invest in these, while small/marginal farmers increasingly must buy irrigation water from better-equipped farmers.
Efficiency concern
Higher water use doesn't proportionately raise groundwater productivity, making depletion economically inefficient as well as inequitable.

Institutional Framework & Way Forward

Key institutions
CGWB (Ministry of Jal Shakti) — scientific assessment/monitoring; CGWA — regulatory authority under Section 3(3) of the Environment (Protection) Act, 1986; States implement management on the ground.
Existing & needed measures
'Pani Bachao, Paisa Kamao' incentivises electricity-saving; crop diversification (maize, cotton, pulses); Way Forward: reform electricity subsidies, make diversification market-viable, protect small farmers, improve irrigation efficiency, combine regulation with incentives.
Key Takeaway: Free electricity and paddy-wheat's assured returns are two sides of the same problem — they jointly remove any economic reason to conserve groundwater, which is why the Way Forward has to fix both the subsidy structure and crop-market incentives together, not one alone.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. The Central Ground Water Authority (CGWA) was constituted under Section 3(3) of the Environment (Protection) Act, 1986.
2. The Central Ground Water Board functions under the Ministry of Jal Shakti.
3. Small and marginal farmers in Punjab are generally better positioned than large farmers to invest in deeper tube wells.

Which of the statements given above is/are correct?

Explanation: Statements 1 and 2 are correct. Statement 3 is incorrect — wealthier/large farmers, not small and marginal ones, are better positioned to invest in deeper tube wells and pumps.

UPSC Mains Question

10 Marks • 150 Words

Discuss the causes of groundwater depletion in Punjab and examine its implications for equity among farmers, along with measures to address the crisis.

Attempt before opening the value-addition tab.
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Use after attempting the Mains answer
  • Distinguish CGWB (scientific assessment, under Jal Shakti) from CGWA (regulatory authority, under the EPA 1986) — a frequently confused institutional pair.
  • Name 'Pani Bachao, Paisa Kamao' explicitly as the existing electricity-conservation incentive scheme.
  • Frame the equity dimension precisely: falling water tables favour capital-rich large farmers over small/marginal ones who must buy water.
  • List specific alternative crops (maize, cotton, pulses, vegetables) rather than a vague 'crop diversification'.
  • Present the Way Forward as combining regulation WITH economic incentives — the article's central policy recommendation, not regulation alone.
NEWS 5 GS3 • Economy / Digital Payments / Financial Inclusion Source: The Hindu

Union Govt., Banks to Decide Subsidy Amount for UPI After Charges Kick In

Context: The Merchant Discount Rate (MDR) on specified UPI transactions comes into effect from October 15; since MDR collections may not fully cover UPI ecosystem costs, the government will discuss continued subsidy quantum/form with the Indian Banks' Association (IBA), while ensuring merchants don't pass charges to customers.

Why MDR Is Being Introduced

The mechanism
MDR is a payment-processing charge paid within the digital-payment ecosystem for UPI services to merchants; UPI has largely operated on a zero-MDR model, limiting direct bank/PSP revenue.
The rationale
Rising costs of infrastructure, cybersecurity, fraud prevention and system maintenance require a revenue stream — MDR aims for partial cost recovery while keeping ordinary UPI payments free for users.

Why Government Subsidy Is Still Required

The gap
MDR revenue alone will not fully cover UPI ecosystem costs, and applies only to specified merchant transactions — a large volume of UPI payments stays outside the charge framework.
Public-interest role
Subsidy preserves UPI as low-cost digital public infrastructure and sustains affordable payments for small merchants/traders; ₹2,000 crore has been budgeted for the current financial year under the existing digital-payments incentive scheme.

Managing the Transition & Broader Significance

Transition management
Finance Ministry consultation with IBA on subsidy quantum/form; merchant protection to prevent cost pass-through; outreach to CAIT; any MDR-GST decision rests with the GST Council, not the Centre alone.
Broader significance
Represents a shift from pure subsidy towards a sustainable revenue model for digital-payment infrastructure, balancing sustainability with affordability and financial inclusion.
Key Takeaway: The government isn't choosing between MDR and subsidy — it's layering them, because MDR alone can't cover UPI's costs and a large share of transactions stay outside MDR anyway, so continued subsidy is what keeps 'low-cost digital public infrastructure' from becoming a contradiction in terms.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. The Merchant Discount Rate on specified UPI transactions comes into effect from October 15.
2. MDR collections are expected to fully cover the cost of operating and maintaining the UPI ecosystem.
3. Any decision on levying or exempting GST on MDR falls within the framework of the GST Council.

Which of the statements given above is/are correct?

Explanation: Statements 1 and 3 are correct. Statement 2 is incorrect — MDR revenue is expected to be insufficient to fully cover UPI ecosystem costs, which is why continued government subsidy is being discussed.

UPSC Mains Question

10 Marks • 150 Words

Discuss the rationale for introducing MDR on UPI transactions and examine why continued government subsidy remains necessary for sustaining India's digital-payments ecosystem.

Attempt before opening the value-addition tab.
Accepted: JPG, JPEG, PNG, WEBP or PDF. The standalone file previews your answer locally; connect the API hook for real server submission.
Use after attempting the Mains answer
  • State the effective date (October 15) and the ₹2,000 crore current-year budget allocation precisely.
  • Explain explicitly why MDR revenue alone is insufficient — limited coverage (specified transactions only) plus rising infrastructure/cybersecurity costs.
  • Name IBA and CAIT explicitly as the two institutional stakeholders in the consultation process.
  • Clarify the GST-Council point precisely — the Centre cannot unilaterally decide GST on MDR, a federalism-related nuance.
  • Frame the broader shift as 'subsidy to sustainability' while preserving affordability — the article's central policy tension.
NEWS 6 GS2 • International Relations / West Asia / Maritime Security / Energy Security Source: The Hindu

Iran Proposes 7-Day Plan to End War, Reopen Strait of Hormuz

Context: Iran has proposed a seven-day roadmap to the United States to end hostilities, reopen the Strait of Hormuz and resume comprehensive nuclear talks; Foreign Minister Abbas Araghchi said the proposal broadly follows the failed June US-Iran understanding, with Qatar facilitating communication.

What Iran Has Proposed

The roadmap
A seven-day timeline — if accepted, Hormuz would reopen at the end of seven days; requires a region-wide ceasefire (including Lebanon) and lifting the U.S. naval blockade around Iranian ports.
Conditions & sequencing
Seeks relief from oil sanctions and release of frozen Iranian assets; comprehensive nuclear-programme negotiations would resume only after immediate de-escalation and Hormuz's reopening.

Why Hormuz Is Central & Why the June Deal Failed

Hormuz's importance
A strategic chokepoint connecting the Persian Gulf with the Gulf of Oman, critical for global energy trade; control over access gives Iran significant bargaining leverage, with impact reaching major Asian energy importers.
Failed June understanding
The earlier deal eased hostilities temporarily but deferred the nuclear issue; Iran wants sanctions/blockade relief before nuclear talks, while Washington wants the nuclear issue addressed within the broader package — this sequencing mismatch, plus renewed confrontation, collapsed the arrangement.

Significance for India & Way Forward

India's stakes
High crude-import dependence makes prolonged Hormuz disruption a major concern — freight/insurance costs, inflation and the large Indian diaspora's safety in the Gulf are all at stake.
Way forward
De-escalation first; sequenced negotiations (address immediate humanitarian/maritime/economic issues alongside, not after, long-term disputes); continued Qatar/Oman mediation; a durable settlement ultimately needs the nuclear issue, sanctions, security and navigation freedom addressed together.
Key Takeaway: The core disagreement isn't really about the ceasefire terms — it's about sequencing: Iran wants relief before nuclear talks, the US wants nuclear talks folded into the same package, and that exact mismatch is what collapsed the June deal and is being tested again in this seven-day proposal.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. The Strait of Hormuz connects the Persian Gulf with the Gulf of Oman.
2. Under Iran's proposal, comprehensive nuclear-programme negotiations would begin before any de-escalation or reopening of Hormuz.
3. Qatar has been facilitating indirect communication between the United States and Iran.

Which of the statements given above is/are correct?

Explanation: Statements 1 and 3 are correct. Statement 2 is incorrect — under Iran's proposal, nuclear negotiations would resume only after immediate de-escalation and Hormuz's reopening, not before.

UPSC Mains Question

10 Marks • 150 Words

Discuss the significance of the Strait of Hormuz in the recent Iran-US de-escalation proposal, and examine its implications for India's energy security.

Attempt before opening the value-addition tab.
Accepted: JPG, JPEG, PNG, WEBP or PDF. The standalone file previews your answer locally; connect the API hook for real server submission.
Use after attempting the Mains answer
  • State the seven-day timeline and its specific conditions — ceasefire, blockade lifting, sanctions relief, asset release — as a sequence, not a single demand.
  • Explain the sequencing disagreement precisely — Iran wants relief first, the US wants nuclear talks folded in — as the reason the June deal failed.
  • Name Qatar's mediating role and Foreign Minister Araghchi explicitly for current-affairs precision.
  • Link Hormuz's strategic chokepoint status directly to India's energy-security stakes — import dependence, freight costs, inflation, diaspora safety.
  • Frame the Way Forward around 'sequenced negotiations' rather than an all-or-nothing settlement — the article's key diplomatic insight.
NEWS 7 GS2 • Internal Security / Federalism / Human Rights Source: The Hindu

AFSPA Extended in Parts of Arunachal Pradesh, Manipur and Nagaland

Context: The Union Government has extended the Armed Forces (Special Powers) Act, 1958 (AFSPA) for another six months from 1 October 2026 in specified areas of Manipur, Nagaland and Arunachal Pradesh, after reviewing the security situation; AFSPA applies only where an area is officially declared a 'disturbed area' under Section 3.

What AFSPA Is & Where It Applies

Coverage
Manipur: entire State except areas under 13 police stations in five valley districts; Nagaland: nine districts plus specified areas under 21 police stations in five other districts; Arunachal Pradesh: Tirap, Changlang, Longding, plus areas under three police stations in Namsai district.
Key point
AFSPA is not automatically applicable to an entire State — the government notifies specific districts, areas or police-station jurisdictions.

The 'Disturbed Area' Declaration

Section 3 basis
An area is declared 'disturbed' when the government considers it in a sufficiently disturbed or dangerous condition requiring armed forces; declaration can be made by the State Governor or the Central Government, depending on applicable provisions.
Reversibility
AFSPA can be withdrawn from areas where the security situation improves, as seen in parts of Manipur.

Special Powers & Judicial Safeguards

Key sections
Section 4: authorises use of force (including lethal force in specified circumstances), arrest and search without warrant; Section 6: requires prior Central Government sanction before prosecution for acts done under AFSPA.
Case law
Naga People's Movement of Human Rights v. Union of India (1998) upheld AFSPA but required minimum necessary force; EEVFAM v. Union of India (2016) held that allegations of excessive/unlawful force cannot be ignored merely because AFSPA is in operation.

Why It Remains Controversial & Way Forward

Concerns
Tension between security needs and civil liberties/human rights; Section 6's prior-sanction requirement raises accountability concerns; prolonged reliance may delay normal civilian policing development.
Way forward
Regular, objective-indicator-based review of disturbed-area declarations; area-specific, progressive withdrawal; strengthen State police/intelligence; ensure accountability alongside protecting lawful personnel; pair security measures with political dialogue and reconciliation.
Key Takeaway: AFSPA's application isn't a blanket State-wide measure — it's a patchwork of specific districts and police-station jurisdictions, and its partial withdrawal from parts of Manipur shows the framework is meant to track the actual security situation, not apply indefinitely by default.

Prelims Practice MCQ

+2 correct • −0.66 wrong

Consider the following statements:
1. AFSPA applies uniformly to an entire State once notified, without area-specific exceptions.
2. Section 6 of AFSPA requires prior Central Government sanction before prosecution for acts done under the Act.
3. In EEVFAM v. Union of India (2016), the Supreme Court held that allegations of excessive force cannot be ignored merely because AFSPA is in operation.

Which of the statements given above is/are correct?

Explanation: Statements 2 and 3 are correct. Statement 1 is incorrect — AFSPA is applied to specific notified districts, areas or police-station jurisdictions, not automatically to an entire State.

UPSC Mains Question

10 Marks • 150 Words

Discuss the legal framework governing the application of AFSPA and examine the concerns and safeguards associated with its continued use in India's northeastern States.

Attempt before opening the value-addition tab.
Accepted: JPG, JPEG, PNG, WEBP or PDF. The standalone file previews your answer locally; connect the API hook for real server submission.
Use after attempting the Mains answer
  • State the exact area-specific coverage for each State (Manipur's excluded police stations, Nagaland's districts, Arunachal's three districts) precisely.
  • Cite Section 3 (disturbed area declaration), Section 4 (special powers) and Section 6 (prosecution sanction) individually with their distinct functions.
  • Name both key cases — Naga People's Movement (1998) and EEVFAM (2016) — with their specific holdings on minimum force and accountability.
  • Emphasise AFSPA's reversibility explicitly — withdrawal from parts of Manipur — to counter a 'permanent imposition' framing.
  • List Way Forward measures — periodic review, area-specific application, police capacity-building, accountability, political dialogue — for a balanced Mains answer.

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